ABA Routing Number
The 9-digit number (8 digits and a check verification digit) that identifies a specific financial institution. Also referred to as a Financial Institution Routing Number or Routing Transit Number.
List of accounts available online. May include checking, savings, NOW, money market, and certificate of deposit (CD) accounts, credit cards, or loans.
Means of delivery for the alert message. Options include only Online Banking or Personal E-mail & Online Banking Message.
Messages that alert you when certain transactions have been processed, if a scheduled transaction is not processed, when a specified balance has been reached, or when certificates of deposit (CDs) are maturing.
A payment card issued to a cardholder that is used to withdraw cash or make purchases.
ATM/Debit Card Overdrafts
When you use an ATM/debit card to make a purchase or an ATM withdrawal that would overdraw the account.
Automated Clearing House (ACH)
Funds transfer system governed by NACHA Operating Rules, which provide for clearing of electronic transactions between participating financial institutions.
The amount of funds available to you for withdrawal or transfer. This balance is equal to the current balance minus any funds being held in reserve until transactions clear.