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Glossary

Category

Transaction categories can help you organize your transactions. Category information can be used to sort your transactions on online reports. There are standard categories and custom categories you define.

Charge

Amount withdrawn from your account as part of a transaction.

Checks

A written order to a financial institution to pay the amount specified from funds on deposit; also known as a draft.

Cleared

The date the transaction was posted to your bank account.

Cleared Bank Transactions

Some banks only maintain the last 30 or 60 days of transactions on their website. We will download and display the same number of transactions as your bank allows for downloads and let you know how many days of transactions appear.

Completed Transaction

A transaction which has cleared or that we have finished processing.

Credit Limit

Maximum amount of credit extended to you for this account.

Credits

Amount deposited into your account as part of a transaction.

CSV

Comma-separated-values file format for use in spreadsheet programs. For Windows customers, this file format can be used with any spreadsheet program. For Macintosh customers, this file format can only be used with Microsoft Excel®.

Current Balance (Credit Accounts)

Today's starting balance plus or minus any current-day transactions that have not yet completed.

Current Balance (Deposit Accounts)

Today's starting balance plus or minus any current-day transactions that have not yet completed or cleared.

Current Balance (Loan Accounts)

The remaining principal balance on a loan not including interest or other charges.

Current Cash Advance APY

The current annual percentage yield for credit card cash advances.

Current Purchase APY

The current annual percentage yield for credit card purchases.

Custom Category

Custom categories are transaction categories you have created for your use. Category information can be used to organize your transactions and to sort them on online reports. Custom categories can be added, edited, and deleted.