Glossary
Check Card Overdrafts
When you use a check card to make a purchase or an ATM withdrawal
that would overdraw the account.
Check Number
The check number if a check was issued for this payment or the
electronic funds transfer (EFT) number if the transaction was an electronic
payment.
Checks
A written order to a financial institution to pay the amount
specified from funds on deposit; also known as a draft.
Credit
An entry to the record of an account representing the transfer or
placement of funds into an account.
CSV
Comma-separated-values file format for use in spreadsheet programs.
For Windows customers, this file format can be used with any spreadsheet
program. For Macintosh customers, this file format can only be used with
Microsoft Excel®.
Current Balance (Credit Accounts)
Today's starting balance plus or minus any current-day transactions
that have not yet completed.
Current Balance (Deposit Accounts)
This amount reflects the day's
starting balance in your account, plus any credits that have
posted to your account throughout the day, minus any debits that have posted to
your account throughout the day. Please note, this amount does not reflect any
holds that may be placed on balances in or deposits to your account, nor does
it reflect any
merchant authorizations we may have approved. This balance may be
higher than your Available Balance because it does not include these holds.
Current Balance (Loan Accounts)
The remaining principal balance on a loan not including interest or
other charges.
Current Mailing Address
Location to which important correspondence will be delivered by the
U.S. Postal Service.
