Glossary

Transaction categories can help you organize your transactions. Category information can be used to sort your transactions on online reports. There are standard categories and custom categories you define.

Amount withdrawn from your account as part of a transaction.

The check number if a check was issued for this payment or the electronic funds transfer (EFT) number if the transaction was an electronic payment.

A written order to a financial institution to pay the amount specified from funds on deposit; also known as a draft.

The date the transaction was posted to your bank account.

Some banks only maintain the last 30 or 60 days of transactions on their website. We will download and display the same number of transactions as your bank allows for downloads and let you know how many days of transactions appear.

A transaction which has cleared or that we have finished processing.

An entry to the record of an account representing the transfer or placement of funds into an account.

Maximum amount of credit extended to you for this account.

Amount deposited into your account as part of a transaction.

Comma-separated-values file format for use in spreadsheet programs. For Windows customers, this file format can be used with any spreadsheet program. For Macintosh customers, this file format can only be used with Microsoft Excel®.

Today's starting balance plus or minus any current-day transactions that have not yet completed.

The remaining principal balance on a loan not including interest or other charges.

The current annual percentage yield for credit card cash advances.

The current annual percentage yield for credit card purchases.

Custom categories are transaction categories you have created for your use. Category information can be used to organize your transactions and to sort them on online reports. Custom categories can be added, edited, and deleted.

An individual or entity that receives goods or services that are subject to bills, invoices, or statements. The typical receiver of a bill.